First-Time Buyer Guide
Essential guide for first-time property buyers in the UK. From saving a deposit to completing your purchase.
Getting Started
Start by assessing your finances—check your credit score, calculate your deposit, and understand your borrowing capacity. Most lenders require a 5-10% deposit.
Understanding Mortgages
Fixed-rate mortgages offer payment certainty for 2-5 years. Get a mortgage agreement in principle before house-hunting to show sellers you are serious.
The Buying Process
Once your offer is accepted, instruct a solicitor, arrange a mortgage valuation, and consider a homebuyer’s survey. Exchange of contracts makes the deal legally binding.
Building Your Property Knowledge
Playing our house price guessing game is a fun way to develop market awareness before you start making offers.